Financing solutions
Pre-approval
A pre-approval informs you of your borrowing capacity and demonstrates to sellers your seriousness. It reserves your rate for up to 120 days, protecting you from rate increases while giving you the lowest rate if rates fall.
As a mortgage broker with Mortgage Alliance, I will guide you every step of the way to obtain the best solution for your situation.
Purchase
Buying a property is an important decision, whether you are a first-time buyer or an experienced investor, and finding the right financing solution is essential to realizing your project.
As a mortgage broker, I offer you tailor-made financial solutions, I support you every step of the way and I work with a network of real estate specialists to facilitate your transaction.
Refinancing
Refinancing your mortgage can provide you with significant benefits, such as a lower interest rate, reduced monthly payments or liquidity for other projects.
Whether you want to consolidate debt, undertake renovations or improve your financial situation, I will advise and support you every step of the way.
Equity buyback
The buyback of equity, often necessary during separation, divorce or to buy out the share of a family member in the event of co-ownership or inheritance, allows one partner to buy out the other's share in the property.
I will support you in this delicate process, finding adequate solutions to secure your finances and protect your interests.
Reverse Mortgage
The reverse mortgage, intended for people aged 55 and over, allows you to convert the value of your home into cash while living there. Ideal for those with modest incomes, it offers an alternative to mortgage credit or refinancing.
We will evaluate the different options available together, to determine if a reverse mortgage is the best solution for you.
Purchase with renovations
Buying a home in need of renovations offers the opportunity to personalize your space and increase the value of your property. By opting for a loan covering both the purchase and renovations, you can transform a standard property into the home of your dreams.
I will help you secure the right financing for your purchase and renovations, ensuring your project is completed under the best possible conditions..
Private loan
A private loan is a temporary financing solution, suitable for consolidating debts, selling a property under financial constraints or rebuilding credit. Private lending offers a fast and personalized approach, although interest rates are higher than traditional loans.
My goal is to work with you to develop an exit strategy in one year or less, facilitating the transition to more traditional long-term financing solutions.
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Why do business with us?
Service at no cost to you
For the vast majority of our clients, our services are completely free, with no fees to worry about.
In certain specific situations, such as alternative or private lending options, fees may apply. However, we always make sure to inform you clearly in advance.
Access to many lenders
Unlike banks which only offer their own products, at Mortgage Alliance we have access to a wide range of lenders and financing solutions.
With us you have more choice and a better chance of finding an offer that suits you perfectly.
Specialized products
Whether you need a traditional mortgage loan, a private loan, or a more complex financing solution, I take the time to understand your objectives and offer you solutions adapted to your current and future financial situation.
I have access to a range of products that are often not available directly from banks. This allows you to find tailor-made solutions to meet your specific needs, such as financing renovations, accessing your home equity, or obtaining a short-term loan.
Simplified approach
Navigating the world of mortgages can be complex and stressful.
My role is to make this process as simple and smooth as possible, managing all deadlines and negotiations with lenders for you.
I take care of the details and the administrative procedures, allowing you to concentrate on the essential: the completion of your real estate project.
Your needs first
My goal is to find the best solution for you, without attachment to a specific lender.
You are my priority, not the banks. I am here to defend your interests and help you make the best choices.